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Take the Pain Out of Documentation
Product Profiler® can streamline multiple disparate processes and simplify what is required of a financial professional to stay in-bounds of their firm’s suitability requirements.
Reasonably Available Alternatives Analysis
Allows validation of funding sources and account type destination.
Switch/Transfer Form
Replace your organization’s various replacement forms with RightBRIDGE’s® dynamic workflow and data capture.
All Funding Sources
Validate the source of funds, regardless of tax status or account type. Including: Qualified Plan, IRAs, Non-Qualified Accounts, 529’s, Annuities and Cash equivalents
Smart Questionnaire
Product Profiler® uses a smart questionnaire that confirms that only relevant and critical questions are collected.
Wizard Integration
Full integration with all RightBRIDGE product Wizards in a single unified workflow
Guaranteed Income Validation
Is the customer’s future more secure with guaranteed income? Product Profiler® provides an analysis that can help.
Form 5500 Retirement Plan Lookup
Enter search criteria and click Search to find employer retirement plans
Search Results
| Employer Plan Name | Sponsor | EIN | ZIP | Admin Fee | Participants |
|---|---|---|---|---|---|
| | Acme Corporation | 12-3456789 | 10001 | $45 | 2,847 |
| TechStart Inc. 401(k) Plan | TechStart Inc. | 98-7654321 | 94105 | $38 | 1,523 |
| Metro Financial Services Retirement Plan | Metro Financial | 45-6789012 | 60601 | $52 | 3,291 |
| Heritage Manufacturing 401(k) | Heritage Mfg Co. | 23-4567890 | 30303 | $41 | 987 |
| Global Logistics Group Savings Plan | Global Logistics | 67-8901234 | 75201 | $49 | 4,156 |
Form 5500 Retirement Plan Lookup
Plan fees, features, and other insights are automatically populated into the questionnaire with a simple lookup. The user can choose to download a factsheet or populate the plan data into the questionnaire.
Insperity 401(k) Plan Snapshot
Retirement Learning Center Plan Data Integration
Retirement Learning Center provides comprehensive retirement plan data, derived from actual plan documents for over 4,000 retirement plans, representing over 80% of all ERISA plan participants. This private data source includes data points that are not otherwise accessible from public sources, such as vesting schedules, in-service distribution availability, and the existence of a sponsor subsidy for plan administration fees. These details are automatically populated into the RightBRIDGE workflow, saving time and increasing accuracy.
| Source | Destination | |||
|---|---|---|---|---|
| 401(k) | Product Category | Product Category | Annuity | |
| Type | Income Annuity | Advisory | ||
| Category | ||||
| Category Score Class | | | | |
| General Account Info | | | | |
| Product Score Class | | | | |
| Product/Plan | 401(k): IBM 401 (K) PLUS PLAN | Power Index Plus Income (7-Year Product) | ||
| Amount | $200,000 | $120,000 | $80,000 | $120,000 |
| FEES (Annual) | ||||
| Admin Fee | 0.055% | 0.000% | ||
| Advisory Fee | ||||
| Platform Fee | ||||
| M&E | 1.000% | |||
| Rider Fees | ||||
| Expense Ratio | 0.644% | |||
| Total Annual Fee | 0.698% | 1.000%** | 1.500%** | 1.000% |
| FEES (Other) | ||||
| Front Load | ||||
| CDSC | ||||
| Short-Term Redemption | ||||
| Surrender Charge | ||||
** For additional detail on each fee, see the details provided in the included Product Profiler and Wizard reports.
Replace Firm Switch and Transfer Forms
Many of our partner firms have been able to use Product Profiler® to eliminate forms and reduce the burden placed on financial professionals. Product Profiler® leverages multiple data sources to help the financial professional populate the form with accurate and consistent data.
Rollover Alternatives Analysis
Analysis of all Rollover Alternatives
The Department of Labor and the SEC both require a consideration of all possible actions with plan assets. The financial professional must provide evidence that they’ve considered not only the option to roll to an IRA, but also the potential to leave assets in the current plan, roll to an in-service plan, or perform a taxable withdrawal. RightBRIDGE® analyzes all four of these options and provides supporting ReasonText® for each.
Want to learn more about Product Profiler®?
Schedule a personalized demo to see how Product Profiler® can streamline your firm’s rollover validation and regulatory documentation.